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Since 1988, Morningstar Annuity Research Center--MARC (previously VARDS) has been the leading sales tracking and product information source for variable annuities data, providing industry standard research tools such as VTR, VTR Plus, and the MARC Print Report. All MARC products have earned the unparalleled reputation in the variable insurance industry as the professional's source for comprehensive, reliable industry information. MARC was the first to.

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